Hey everyone! Today, I want to talk about mortgage swap rates, which can be a bit confusing but are important to understand if you’re interested in the housing market or looking to buy a home. Mortgage swap rates are essentially the rates that banks charge each other for loans that are secured by mortgages. These …
Super proud to have achieved the Accredited Later Life Lending Professional status through air They course they offer is brilliant, and with the new consumer duty coming in shortly, this can only help with strengthening Missing Element Earners of this badge have completed The London Institute of Banking & Finance Accredited Later Life Lending CPD …
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Friends Against Scams is a National Trading Standards Scams Team initiative which aims to protect and prevent people from becoming victims of scams by empowering people to take a stand against scams. Friends Against Scams is designed to inspire action, highlight the scale of the problem, change the perceptions of why people fall for scams and …
The popularity of lifetime mortgage is growing across every UK region, according to the Equity Release Council’s Autumn 2022 Market Report, as homeowners aged 55+ draw on the wealth they have accumulated through paying down their mortgages and long-term house price growth. Over the last four years, Wales (50%), the North-West (38%) and West Midlands …
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What is Deposit Unlock? The Deposit Unlock Scheme is a brand-new scheme devised in collaboration with lenders and the home building industry. It enables first time buyers and existing homeowners to purchase a new-build home with a 5% deposit. It provides customers with competitively priced mortgage products and makes buying a new home more affordable. …
Chancellor Kwasi Kwarteng announced this morning a cut in stamp duty land tax (SDLT), a move which is expected to push up the demand for property once again. Kwarteng revealed a package of major cuts to SDLT, with the changes expected to increase additional residential investment, boost spending on household goods, and support hundreds of …
The Bank of England has unveiled a 50 basis point (bps) rise in the base rate, bringing it up to 2.25 per cent. The Bank of England’s Monetary Policy Committee (MPC) has announced a 50 bps increase in the base rate as it attempts to deal with spiralling inflation and a tumbling pound. The figure …
We’ve been a little quite over the last few weeks like many lenders trying to play catch up and working hard to get our clients some great deals, so here is our latest market update. But unless you’ve been hiding under a rock you will be very aware that rates are very much on the …
Equity Release Derby One of the most important questions when it comes to Equity Release…. Who owns my home??? Don’t forget to like and tag someone who is thinking about equity release. Contact us now to chat about your options 07807 468 875 paul@missingelement.co.uk https://www.missingelement.co.uk #equityrelease#mortgagebroker#remortgage#mortgages#mortgage#firsttimebuyer#buytolet#mortgageadvisor#property#lifeinsurance#helptobuy#incomeprotection#insurance#mortgagebrokers#homebuyers#criticalillness#selfemployed#protection#conveyancing#landlords#sharedownership#homeowners#financialservices#portfoliolandlords#residential#homemovers#interestonly#finances#adamsmortgages#mortgageadvice
Did you know if you purchase a property with an EPC of A or B then a Green Mortgages could be available to you. Some lenders offer better rates if you have a more environmentally friendly property Are you buying a home through Barratt HomesBerkeley GroupCrest NicholsonL&QKeepmoat HomesGalliard HomesBellwayCALA Homes Did you know you could …
