About Missing Elements Mortage Advice

All our advisers are CeMAP qualified and can advise on mortgages whether you're a First time buyer, Home mover, Remortgaging, Guarantor Mortgaging, Buy to Let purchasing, Buy to Let remortgaging, HMOs, Let to Buy, Purchasing a New Build House or Flat, Right to Buy, Professional Mortgage, Self Build, Offset Mortgage, Expat Mortgage, Holliday Home, purchasing at Auction.

High Net-worth Mortgages: Repayment/ Interest only mortgages or a bit of both?

Income from Self employment / employment or with income from various places we can help

We can also introduce Commercial Purchasing and Bridging or secured second loans..

Our advisers and processing personnel have many years experience in advising and processing of all types of applications to Mortgage Lenders and Life Assurance Companies..

We have clients all over the U.K. so we are not restricted to just local areas.

We are committed to treating our customers fairly:

At Missing Element Mortgage Services Ltd, we are committed to offering our customers the highest possible standards of service. In so doing we are pleased to support the Financial Conduct Authority initiative 'Treating Customers Fairly'. We recognise that our customers have everything to gain if we look after your

Data Protection:

We will at our first meeting pass to you a Statement that tells you how we handle your data under the DATA PROTECTION ACT 1998 - USE OF YOUR PERSONAL INFORMATION.

Our firm is an Appointed Representative of Sesame Limited ("Sesame") which is part of Sesame Bankhall Group Limited. This statement will explain how we use the personal data we collect about you when you become our customer. We (and Sesame) will keep records about you while you are a customer and after our relationship ends where we are required to do so. Sesame is responsible for making sure that all sales we make to you and advice we give to you is compliant with the rules and regulations that apply to Financial Services in the UK and with their policies and procedures. We therefore pass all of your details to Sesame for this purpose and they may occasionally contact you directly about this, in particular if ever you have to make a complaint and to check we are treating you fairly.

Due to Sesame's responsibilities they may have to pass your details to legal and regulatory bodies including the Financial Conduct Authority and the Financial Ombudsman Service. Sesame will also share your information with other financial services organisations (including product providers), law enforcement agencies and fraud prevention agencies to prevent and detect financial crime and to make sure we are complying with all relevant laws and regulations.

Testimonials

  • Helen J:
    Outstanding! Nigel was clear, consistent and trustworthy. I can rely on him to source the very best deals for me whilst insuring that I can ultimately afford it. He is definitely an adviser that I would recommend to my friends and family. I always felt that I was treated fairly. In fact i'd go as far to say Nigel goes above and beyond to ensure the very best for me.
    Thanks again to you and Loraine for all the hard work you put into helping me find a mortgage that was right for me. You guys do an excellent job.
  • Steve D:
    As a first time buyer this was the best money we have spent - I will recommend.
    Missing Element are genuinely the nicest professional company
  • Louise A:
    We would recommend Nigel and Loraine highly for a very professional and trustworthy service delivered with wisdom and great customer care.
  • Sue and Steve R:
    We have used Missing Element twice now for our mortgage and we have also used them for some life assurance and we will not go anywhere else. They always have your best interests at the forefront and are always available should you need help/advice at any time.
    A perfect service with nothing being too much trouble. We will definitely be using Missing Element again.
  • Elizabeth G:
    A very friendly and efficient service overall.
  • Graham C:
    Having been recommended Missing Element by a friend , I rang to speak with them , from the 1st Phone call to the last conversation , I have had nothing but 100% courteous service from them , I even received a welcome to your new home card from them , that is going the " extra mile" in my Opinion. I would certainly recommend their services to anyone
  • Adam K:
    Excellent service and no complaints. The advice, application chasing and administration was handled swiftly and perfectly. Thank you.

Mortgages

Mortgage Advice - for EVERYONE AND ANYWHERE IN THE U.K.!! - including -
First time buyer, Home mover, Remortgaging, Guarantor Mortgaging, Buy to Let purchasing, Buy to Let remortgaging, HMOs, Let to Buy, Purchasing a New Build House or Flat, Right to Buy, Professional Mortgage, Self Build, Offset Mortgage, Expat Mortgage, Holliday Home, purchasing at Auction, Commercial Purchasing or looking at Bridging or secured second loans we can help you.
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Life Assurance

Free Initial Assessment for life assurance policies -
Free personal service provided by our advisers for a wide range of products to cover your personal or business needs - including -
Term assurance, Mortgage protection assurance, Critical illness assurance, Non-profit Whole of Life, Income Protection or Private Medical Insurance , Business and Key Man Insurance, Buildings & Contents
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Contact Us

01773 856355